Regardless of whether you are making the decision for yourself or a loved one, transitioning to senior living is a huge milestone in anyone’s life, and one not to be taken lightly. At Aston Gardens At The Courtyards, we understand that you will want to have all the information possible to help you make the best decision for your needs. Even if you don’t end up becoming a resident with us, we are here to help you find the perfect long-term care option for your individual requirements.
If you are making the decision on behalf of a loved one, there will undoubtedly be feelings of guilt and uncertainty involved. Ask yourself: are you able to provide the level of care your loved one requires from home? If the decision is made in their best interests, there should be no guilt about it. You want what’s best for your loved one, and so do we.
Starting the conversation with your loved ones can be difficult, particularly if they are under the impression that you find them a burden. When that’s the case, being gentle and nonconfrontational in your approach can make all the difference. Listing out the benefits they can reap from community living, such as having socialization opportunities right at their doorsteps, can also help. You may also wish to reassure your loved ones that you are always there to support them, as you have been doing all along.
Financial Guide for Senior Living
Another important consideration when transitioning to senior living is finances. You will want to ensure a degree of financial stability, and this is best achieved when you have a predictable idea of rent prices and the amount of funds you have on hand.
Many of our residents choose to finance their senior living through a combination of means, including private funding, insurance, and veteran benefits. Selling or renting out your existing home can prove to be a huge source of funds, and cashing in your life insurance policy is another option. For veterans and their surviving spouses, benefits may be available towards long-term care.
Veteran Benefits for Senior Living
If you are a veteran or surviving spouse of one, you may be eligible for funding towards long-term care through VA Aid & Attendance. Some veterans may not be aware that this source of funding is open to them, so it always helps to do your due diligence. Requirements that you or your loved one need to fulfill include having served for a minimum duration, having a net worth below a certain limit, and requiring a level of assistance with daily living activities (ADLs) such as bathing and dressing.
Under the VA Aid & Attendance program, you or your loved one will receive an additional sum on top of your monthly pension to go towards the cost of long-term care. This includes paying the monthly rent in a senior living community if you have decided that’s the best care option for you.